Back at the beginning of the year, I was in a search for medical insurance because I had been a recent college graduate and therefore I was not eligible for coverage under my parents’ insurance policy. So, the hunt was on and I eventually applied with Blue Cross since it happens to be the juggernaut of medical coverage out here in California. I was promptly denied (Apparently, medical insurers don’t like “sick” people).
Eventually, I signed up for coverage through Longs Drugs (where I’m currently working until I get my career job…eventually), but that required a long and stressful wait of 3 months. Three months may not seem like that much of a wait for something like medical coverage, but it’s something that gnaws at the back of your mind day after day after day because you just don’t know what might happen in the mean time.
So, I’m covered (well, under-covered), paying my weekly dues for something I hope I never have to use.
But, on Friday, I got an interesting letter (link to a scan of the letter) in the mail from, you’ve guessed it, Blue Cross! According to the Blue Cross letter, EVERYBODY needs health care coverage, so why not apply for coverage that’s “affordable, fast, and easy!”
……..
Apparently, Blue Cross doesn’t have any sort of internal communication (or pay attention to the news for that matter) because they’re obviously oblivious to…well, everything. They apparently don’t know that I’m too much of a “risk” to be covered (those damned anxiety ridden ADD people constantly racking up the medical bills) and that, in California, everyone who’s been paying attention knows how Blue Cross enjoys dumping the people they cover whenever there’s a procedure that needs to be paid for.
I’m debating on whether or not I should just go ahead and see how far I can get in the process of picking up coverage from them before they shoot me down, again, or if maybe I should send them a letter (they gave me a self addressed envelope with prepaid postage) asking them if they realize they’ve already denied me coverage. Because, you know, being on medication is far more risky than being off of it.
Decisions decisions….
